.: Helpful advice:.

This page outlines the benefit which can be gained by meeting with an F.C.C. counselor and also includes downloadable forms which give guidance on money management and help in controlling your budget.

 

Benefits to Customers of an F.C.C. counsellor visiting:-

 

.:Confidentiality

Our counsellors are financial professionals and offer a fully confidential service. They all operate within the terms of the Data Protection Act. Nothing which is discussed with the counsellor is seen by anyone employed outside F.C.C. or the mortgage lender.

 

.:Non threatening

F.C.C. counsellors are not debt collectors. Whilst money may be given to them for payment towards your mortgage/ loan during the meeting, The main purpose of the meeting is to agree a payment plan with you to clear arrears over a period of time.

 

.:Appointments can be made convenient to you

F.C.C. counsellors are flexible and adaptable. They will make no cold calls at unreasonable times and can visit you at your home at a time which is convenient to you. This includes evening visits.

 

.:We work independently from lenders

F.C.C. is a not your lender. We operate independently and advise the lender of the meeting and any proposal which may have been agreed. We act as a link between the lender and their customer. You may feel more able to discuss your situation with the counsellor because of this independence.

 

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Download these forms below to assist you with your financial awareness and how to manage money.

 

Advice on how best to manage your money.

 

Financial Assessment Form.

 

An ethical approach...